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Balance Sheet - Mercantil Servicios Financieros

In Million Bolivars F.

In Million US$

 
  • In Million Bolivars
  • In Million US$
  Jun 30
2011
Dec 31
2010
Dec 31
2009
Dec 31
2008
Dec 31
2007
Total Assets 87,599 79,383 53,075 46,830 39,050
Loan Portfolio (net) 48,889 42,928 27,138 22,219 19,338
Deposits 69,038 62,367 42,848 36,211 31,288
Total Shareholders' Equity 9,139 8,513 4,480 4,089 3,408
  Jun 30
2011
Dec 31
2010
Dec 31
2009
Dec 31
2008
Dec 31
2007
Total Assets 20,423 18,507 24,748 21,836 18,208
Loan Portfolio (net) 11,399 10,008 12,654 10,361 9,.017
Deposits 16,095 14,540 19,980 16,884 14,589
Total Shareholders' Equity 2,130 1,985 2,275 1,906 1,589
Exchange Rate 4,289.3 4.2893 2.1446 2.1446 2.1446

 

 

 

 

 

 

 

 

Income Statement

  • In Million Bolivars
  • In Million US$
  Jun 30
2011
Dec 31
2010
Dec 31
2009
Dec 31
2008
Dec 31
2007
Net Financial Margin 1,944 2,810
2,020
2,283 1,951
Commissions and Other Income 1,224 3,229 1,381 1,212 856
Total Operating Expenses 2,531 3,951 2,834 2,546 2,020
Net Income for the Year 790 2,176 796 959 783
(1) Includes Bs.F 50 Million from the new Mercantil Employee savings scheme.
  Jun 30
2011
Dec 31
2010
Dec 31
2009
Dec 31
2008
Dec 31
2007
Net Financial Margin 453 784 942 1.027 909
Commissions and Other Income 285 901 644 566 399
Total Operating Expenses 588 1,103 1,321 1,187 942
Net Income for the Year 184 607 371 447 365
Year average exchange rate 4,.289.3 3.5827 2.1446 2.1446 2.1446
(*) Includes Bs.F 50 Million from the new Mercantil Employee savings scheme.
(1) Figures in US$ converted at the exchange rate at the end of the period on June 30, 2011: Bs. 4,2893/US$1 (controlled)
(2) Figures in US$ converted at the average exchange rate for the period: Bs. 4,2893/US$1 (controlled)

 

 

 

 

 

 

 

 

Indicators (%)

  Jun 30
2011
Dec 31
2010
Dec 31
2009
Dec 31
2008
Dec 31
2007
Profitability Indicators  
Net Interest Income / Average Financial Assets  
7.4 7.1 7.3 7.9 6.5
Commissions and Other
Income / Total
Income
37.9 49.2 37.8 35.7 38.5
Net Earnings for the Year /
Average Assets (ROA)
1.9 3.2 1.6 2.2 2.2
Net Earnings for the Year /
Average Equity (ROE)
18.1 31.8 17.8 24.9 27.4
Capital Adequacy Indicators
Equity / Ris
k-Weighted Assets
(regulatory minimum 8%)(2)
19.7 20.4 18.3 18.5 16.7
Equity / Risk
-Weighted Assets  (BIS)(3)
19.7 20.4 18.3 18.5 16.7
Equity / Assets 10.4 10.7 9.2 8.7 8.7
Loan Portfolio Quality Indicators
Past-Due and
Non-Performing Loans /
Gross Loans
2.5 2.9 3.3 2.5 0.6
Allowances for
Loan Losses /
Past-Due and
Non-Performing Loans
140.3 110.8 96.6 110.6 285.7
Allowances for
Loan Losses /
 Gross Loans
3.5 3.2 3.2 2.7 1.8
Efficiency Indicators  
Operating Expenses /
Average Total
Assets
5.2 5.2 5.4 5.6 5.4
Operating Expenses /
Gross Financial Margin
53.8 46.7 58.4 57.7 61.3

Liquidity Indicators  
Cash and Due
from Banks /
Deposits
17.9 19.0 22.1 21.4 19.6
Cash and Due from
Banks and Investment
Portfolio /  Deposits
51.3 53.6 54.9 61.6 56.3

(2) In accordance with the standards of the Venezuelan National Securities Superintendency (SNV).
(3) Calculated using Consolidated Financial Statements adjusted for inflation up to 1999, in accordance with International Accounting Standard no. 29 (IAS-29) and following the standards of the Basel Committee on Banking Supervision of the Bank for International Settlements.


Other Indicators (Number)

  Jun30
2011
Dec 31
2010
Dec 31
2009
Dec 31
2008
Dec 31
2007
Number of Employees  
In Venezuela 8,326 8,206 8,961 9,215 9,114
Abroad 847 828 872 965 1,018
Banking Distribution Network  
Branches in
Venezuela
305 306 329 325 319
Foreign Branches 22 22 21 20 20
Representative Offices 5 5 5 6 6
Insurance Distribution Network 33 33 32 31 32
Number
of Automatic
Teller Machines (ATMs)
1,337 1,344 1,379 1,435 1,436
Number of Point of Sale
Terminals (POS)(4)
40,701 40,427 41,027 37,655 32,278

(4)Physical points of sale


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