• Inicio
  • Contáctenos
  • Ubíquenos
  • Calendario
  • Tarifas y Comisiones
  • Contrato Único
  • Mapa del sitio
  • Su Seguridad
  • Tamaño de texto
Mercantil Servicios Financieros
Personas
Empresas
Corporativa
Banca Privada
Información Institucional
  • Mercantil Servicios Financieros
    • Perfil de la Empresa y Estructura Organizativa
    • Historia
    • Gobierno Corporativo
    • Calificaciones
    • Reconocimientos
  • Mercantil en el Mercado de Capitales
    • Acción Mercantil
    • Dividendos
  • Información Financiera
    • Cifras e Indicadores Relevantes
    • Reportes Financieros
    • Presentaciones
  • Notas de Prensa
  • Atención al Accionista
  • Convocatoria Asamblea
Mercantil En Línea fondonorma ISO 9001
Tasas de Interés Tarifas y Comisiones

Balance Sheet - Mercantil Servicios Financieros

In Million Bolivars F.

In Million US$

 
  • In Million Bolivars
  • In Million US$
  Dec 31
2009
Dec 31
2008
Dec 31
2007
Dec 31
2006
Dec 31
2005
Total Assets 53,075 46,830 39,050 31,717 24,275
Loan Portfolio (net) 27,138 22,219 19,338 14,580 11,295
Deposits 42,848 36,211 31,288 25,247 19,480
Total Shareholders' Equity 4,480 4,089 3,408 2,589 2,169
  Dec 31
2009
Dec 31
2008
Dec 31
2007
Dec 31
2006
Dec 31
2005
Total Assets 24,748 21,836 18,208 14,789 11,319
Loan Portfolio (net) 12,654 10,361 9,017 6,799 5,267
Deposits 19,980 16,884 14,589 11,772 9,083
Total Shareholders' Equity 2,275 1,906 1,589 1,207 1,011
Exchange Rate 2.15 2.15 2.15 2.15 2.15

 

 

 

 

 

 

 

 

Income Statement

  • In Million Bolivars
  • In Million US$
  Dec 31
2009
Dec 31
2008
Dec 31
2007
Dec 31
2006
Dec 31
2005
Net Financial Margin
2,020
2,283 1,951 1,330 970
Commissions and Other Income 1,381 1,123 856 858 938
Total Operating Expenses 2,834 2,546 2,020 1,625(1) 1,204
Net Income for the Year 796 959 783 555 722(2)
(1) Includes Bs.F 50 Million from the new Mercantil Employee savings scheme.
(2) Earnings during 2005 include Bs.F. 311 Million (US$ 148 Million) from the sale of Bancolombia’s stockholding.
  Dec 31
2009
Dec 31
2008
Dec 31
2007
Dec 31
2006
Dec 31
2005
Net Financial Margin 942 1,027 909 628 460
Commissions and Other Income 644 566 399 392 445
Total Operating Expenses 1,321 1,187 942 758(1) 571
Net Income for the Year 371 447 365 259 343(2)
Year average exchange rate 2.15 2.15 2.15 2.15 2.11
(1) Includes Bs.F 50 Million from the new Mercantil Employee savings scheme.
(2) Earnings during 2005 include Bs.F. 311 Million (US$ 148 Million) from the sale
of Bancolombia’s stockholding.

 

 

 

 

 

 

 

 

Indicators (%)

  Dec 31
2009
Dec 31
2008
Dec 31
2007
Dec 31
2006
Dec 31
2005
Profitability Indicators  
Net Interest Income / Average Financial Assets  
7.3 7.9 6.5 6.3 5.8
Commissions and Other
Income / Total
Income
37.8 35.7 38.5 40.3 50.1
Net Earnings for the Year /
Average Assets (ROA)
1.6 2.2 2.2 2.1 3.6
Net Earnings for the Year /
Average Equity (ROE)
17.8 24.9 27.4 23.6 37.1
Capital Adequacy Indicators
Equity / Ris
k-Weighted Assets
(regulatory minimum 8%)(¹)
18.3 18.5 16.7 16.3 17.0
Equity / Risk
-Weighted Assets  (BIS)(²)
18.3 18.5 16.7 16.4 17.2
Equity / Assets 9.2 8.7 8.7 8.2 8.9
Loan Portfolio Quality Indicators
Past-Due and
Non-Performing Loans /
Gross Loans
3.3 2.5 0.6 0.7 0.3
Allowances for
Loan Losses /
Past-Due and
Non-Performing Loans
96.6 110.6 285.7 264.3 632.8
Allowances for
Loan Losses /
 Gross Loans
3.2 2.7 1.8 2.0 2.0
Efficiency Indicators  
Operating Expenses /
Average Total
Assets
5.4 5.6 5.4 5.8 5.7
Operating Expenses /
Gross Financial Margin
58.4 57.7 61.3

64.2 55.4
Liquidity Indicators  
Cash and Due
from Banks /
Deposits
22.1 21.4 19.6 15.1 9.9
Cash and Due from
Banks and Investment
Portfolio /  Deposits
54.9 61.6 56.3 62.5 61.3

(3) In accordance with the standards of the Venezuelan Securities and Exchange Commission (CNV).
(4) Calculated using Consolidated Financial Statements adjusted for inflation up to 1999, in accordance with International Accounting Standard no. 29 (IAS-29) and following the standards of the Basel Committee on Banking Supervision of the Bank for International Settlements.


Other Indicators (Number)

  Dec 31
2009
Dec 31
2008
Dec 31
2007
Dec 31
2006
Dec 31
2005
Number of Employees  
In Venezuela 8,961 9,215 9,114 8,647 7,841
Abroad 872 965 1,018 900 771
Banking Distribution Network  
Branches in
Venezuela
297 325 319 309 300
Foreign Branches 21 20 20 21 21
Representative Offices 5 6 6 6 5
Insurance Distribution Network 32 31 32 32 32
Number
of Automatic
Teller Machines (ATMs)
1,379 1,435 1,436 1,222 1,025
Number of Point of Sale
Terminals(POS)
41,027 37,655 32,278 25,987 19,022

(5) Puntos de Venta Físicos.


© Copyright 2008 Mercantil, C.A., Banco Universal. RIF: J-00002961-0. Todos los derechos reservados.